The postcodes of the Florida Keys and Miami are some of the most expensive places to insure a home in Florida. Homeowners in Florida are insured an average of $2,000 more per month in Tampa than those in Miami-Dade County.
The Tallahassee ZIP Code is $2,000 and is the second most expensive home insurance in the state of Florida. In the United States, the average annual rate is $1,606, but it is more than twice the price of the Tampa ZIP Code. Three companies stand out as some of the best home and insurance providers in Florida compared to their competitors in Tampa and Miami-Dade County. The cheapest home insurance is Insurance.com, which collects the cost of insuring homes in all 50 states and the District of Columbia, as well as Puerto Rico and Guam.
The cheapest home insurance in Tampa comes from Security First, which offers an average annual rate of $1,000 for the ZIP code in Tampa and $2,500 in Miami-Dade County. The cheapest Florida home and insurance company offers the lowest annual rates in the state of Florida and the second lowest in Florida, behind only Florida Home Insurance.
A homeowner in Tampa, Fla., with a lawsuit filed forgets to apply for additional home insurance of $142, while a homeowner with a claim submits the additional $1,000 and the homeowner without two claims must pay an additional $189 for his home.
What you pay for homeowner insurance in Tampa depends on which insurance company you get through with your policy. If your home in Tampa is not your primary residence and you already have USAA home insurance in the state, you can purchase home insurance. Note: If it looks like your home has been occupied or you have purchased a villa that falls under the HO3 home contents insurance category, you should not purchase conventional homeowner insurance. Insurance companies will take your situation into account when you buy a HO2 or HO4 house, or even HO5 or a villa.
Another factor people in Tampa need to consider before taking out homeowner insurance is whether your other deductibles and budgets fit. Some insurance agencies offer lower premiums for home contents insurance than others, and that's important when comparing home contents insurance prices in the Sunshine State. Florida homeowners insurance agencies offer similar policies, but you should compare the offers of each provider with their coverage.
You will find that most home insurance policies offer deductibles by default, but some will include deductibles of up to $1,000 or even $2,500 for some policies.
As you will see in the chart above, the cheapest Florida home insurance rates are in Tampa, Florida, with the second cheapest rate in Florida at $1,000 per month. To find the cheapest insurance premiums for homeowners in Tampa, take a look at the ZIP code 33714.
If you are interested in receiving more information about homeowner insurance, please fill out the FL Home Insurance form and click the GET QUOTE button below. Click the "GET QUOTES" button at the bottom of the page to get your Tampa home contents insurance now.
If you are interested in how much your home contents insurance could save you in Tampa and the surrounding area, please call us. Contact us today to learn more about our home contents insurance in Tampa, including Central Florida. Home contents insurance for Tampa, Florida, covers a wide range of options for homeowner insurance, from basic insurance to high-end coverage.
This is a great way to see if your home or property in Tampa is properly insured and you can consult with one of our homeowner insurance specialists. Michael B. Germain is a Tampa real estate insurance expert who listens to the facts of your situation and helps you decide whether or not to pursue a homeowner's insurance claim.
If you are already a Mynatt policy holder, you can claim multiple policy discounts when bundling your home insurance with other policies. Our Florida homeowner insurance policies include enhanced coverage options and we can help you apply for all available discounts.
This way you can be sure you are paying competitive rates for homeowners insurance coverage in Tampa. Comparing policies with Insurify helps you protect your property and get back to your Tampa home while reminding newcomers that Tampa is Tampa, not Tampa Bay, just in time.
For general information about Florida home insurance, see our guide to the cheapest home insurance in Florida. Check out the Florida Home Insurance Guide to find a list of the best Florida homeowner insurance policies to choose from.
To begin your search for home insurance with as much information as possible, we've compiled a summary of average home insurance premiums in Tampa and taken the liberty of showing 10 levels of coverage based on different homes, deductibles, and limits. Insurance.com commissioned Quadrant Information Systems to field research on home insurance rates in 2020 based on a rate analysis by Insurance com.